The way we interact with clients is changing. Our obsession with messengers and social networks has made people less willing to communicate on the phone or in person, especially with businesses. We started spending much more time on the Internet. Do you have a question? Google it. Need to buy something? Hello, Internet. Bills to pay? Why stand in line at the bank – long live online-banking! It seems that almost everything can be done online, which really saves you a lot of time.